La bulle immobilière américaine à la Une

A la Une de MSN France, un dossier sur la bulle immobilière américaine ! Je me suis frotté les yeux ! C’est l’actualité qui veut ça 😉

The United States housing bubble is the economic bubble in many parts of the U.S. housing market from 2001 to 2005, especially in populous areas such as California, Florida, New York, the BosWash megalopolis, and the southwest markets. A real estate bubble is a type of economic bubble that occurs periodically in local or global real estate markets. The housing bubble in these and other parts of the U.S. was caused by historically low interest rates, poor lending standards, and a mania for purchasing houses.^[2] This bubble is related to the stock market or dot-com bubble of the 1990s.

Source Wikipedia a la Une de Yahoo

A housing bubble is characterized by rapid increases in the valuations of real property such as housing until unsustainable levels are reached relative to incomes, price-to-rent ratios, and other economic indicators of affordability. This in turn is followed by decreases in home prices that can result in many owners holding negative equity, a mortgage debt higher than the value of the property.